Company Overview

Prior to forming FrontStream Payments, Emmet was a Senior Vice President for Verus Financial Management. In this capacity, he led the company’sacquisition efforts. Emmet was the fourth employee and part of the founding team at Verus Financial Management.  He sourced two of Verus’ four largest acquisitions and was the leader for the majority of Verus’ acquisition activities including sourcing, valuation, financial and legal due diligence.  In 2004, Emmet created a strategy of purchasing agent residuals while securing contractual commitments for new business from agents.  Using just over $10MM in capital, this residual purchase recruitment strategy contributed 20% of Verus’ EBITDA in 2005.  Additionally, more than 18% of Verus’ monthly new merchant referrals in 2005 were from agents whose residuals had been purchased by Mr. Seibels (including four of Verus’ top ten agents).  Prior to Verus’ $325MM sale to Sage in 2006, Mr. Seibels had acquisition or portfolio purchase discussions with over 100 credit card ISOs and agents and executed over 20 portfolio purchases (i.e., residual purchases) from agents.

Prior to Verus, Emmet worked in investment banking at Robinson-Humphrey Company, started his own software company and led product management and business development for another venture-capital backed software company. Emmet graduated from the Honors College at the University of Mississippi with a perfect 4.0 grade point average and received his Masters in Business Administration (MBA) at Harvard University.

Eric joined the Company in March 2008.  Prior to joining FrontStream Payments, Eric spent the previous 15 years with four different healthcare companies in Nashville, Tennessee focusing on ambulatory surgery center management and development.  Those companies included Surgical Care Affiliates, Inc., OrthoLink Physicians Corporation, Surgis, Inc., and United Surgical Partners International, Inc.  Both OrthoLink Physicians Corporation and Surgis, Inc. were equity backed startup companies and Eric served in roles from Vice President of Finance and Controller to Chief Financial Officer.  He also maintained lead roles as both of these companies were sold to United Surgical Partners International, Inc. in 2000 and 2006, respectively.  In these companies, Eric led the finance and information technology departments as well as served on the acquisition and investment committees.  Eric is a certified public accountant and spent the first 6 years of his accounting career with Deloitte & Touche.  He earned his BS in Accounting from Tennessee Technological University.

Prior to joining FrontStream Payments in March 2008, Chase was a private equity analyst at Harbert Management Corporation before earning his Masters in Business Administration (MBA) at Vanderbilt University’s Owen Graduate School of Management. While at Vanderbilt, Chase continued to pursue his interests in entrepreneurship and finance by completing internships with Morgan Keegan Mezzanine Fund, The Nashville Capital Network, and Solidus Company, a Nashville-based venture capital firm. As Director of Business Development, Chase evaluates potential investment and acquisition opportunities, and also works closely with FrontStream’s sales professionals to ensure that FrontStream continues to maximize value for its merchants, agents, and shareholders.

Chase earned his B.A. in Management Economics at Hampden-Sydney College, and graduated with Summa Cum Laude and Phi Beta Kappa recognitions.